You Built Something Remarkable.
Let's Make It Last.
Aiden acquires and partners with independent insurance agencies who want to preserve their legacy, give their team a future, and upgrade to AI-powered technology — without surrendering to a faceless PE rollup.
The Industry Is Shifting.
Your Window Is Open.
Independent agencies face converging pressures that make the next 3–5 years a critical decision window. Understanding these forces isn't about fear — it's about leverage.
The Succession Crisis
The average age of an agency principal is 57. Over half want to retire in the next decade but haven't formalized a plan. Internal perpetuation is getting harder — fewer employees can afford a buy-in, and family successors aren't always the right fit.
The Technology Gap
AI is reshaping underwriting, quoting, and servicing. Agencies still running on spreadsheets and manual processes are losing accounts to tech-enabled competitors. The cost to modernize alone is staggering — and growing every year.
The Consolidation Squeeze
PE-backed brokerages are acquiring aggressively. As market concentration increases, independent agencies face steeper competition for carrier appointments, talent, and renewals. The question isn't if consolidation will reach you — it's when.
Not All Exits Are Equal
Most acquisitions follow the same playbook — aggressive cost-cutting, brand erasure, and broken promises. We built Aiden to be different.
The 18-Month Earn-Out Trap
- Earn-out structures that shift risk back to you
- Your brand disappears within the first year
- "Synergies" that mean layoffs for your team
- Centralized operations that destroy local relationships
- Legacy systems forced onto your workflow
- Quarterly calls with a regional VP who's never met your clients
- Cookie-cutter integration with no regard for culture
Your Legacy, Amplified
- Clean, fair deal structures with transparent valuation
- Your brand and local identity preserved
- 100% team retention target — your people are the asset
- Local autonomy backed by national-scale carrier access
- AI platform that amplifies what your team already does well
- A named partner who knows your business, not a portfolio manager
- Culture-first integration built around your team's strengths
What You Actually Get
We don't just write a check and disappear. We invest in your agency's future with technology, resources, and operational support that independent agencies can't access alone.
AI-Powered Technology Stack
Your team gets instant access to Aiden's proprietary AI risk engine — automated quoting, intelligent renewal management, and predictive analytics that turn your producers into superheroes. No clunky migration, no learning curve.
Expanded Carrier Access
Leverage Aiden's appointments across 50+ carriers and all 51 jurisdictions. Place risks you couldn't before. Access wholesale and surplus lines markets. Win larger accounts without the overhead of building carrier relationships from scratch.
Operational Infrastructure
Compliance, licensing, E&O, accounting, HR, marketing — the back-office burden that eats up 30% of an agency principal's time. We handle it, so your team can focus entirely on clients and growth.
Career Paths for Your People
Your CSRs, producers, and account managers aren't just retained — they get access to training, advancement, and specialization opportunities they'd never have at an independent shop. That's how you protect your team's future.
Local Autonomy, National Scale
You keep running your agency the way you built it — same clients, same community presence, same culture. But now you have the resources, technology, and market leverage of a national brokerage behind you.
Flexible Deal Structures
Cash at close, retained equity, transition consulting, or a clean exit — we structure every deal around your life, not our spreadsheet. No predatory earn-outs, no hidden clawbacks, no surprises.
The Agencies We Partner With
We're selective because quality matters more than volume. We want partners who share our values, not just fit a financial model.
$500K – $50M+ in annual revenue
We work with agencies across the size spectrum — from focused local shops to established regional brokerages.
Commercial lines focus
P&C, general liability, workers' comp, commercial auto, professional liability, or specialty lines. We're building a commercial powerhouse.
Strong client retention
Agencies with 85%+ retention rates signal deep relationships and well-served clients — the foundation we build on.
A team worth investing in
We acquire agencies because of their people. Licensed producers, experienced CSRs, and capable account managers are what make a book valuable.
Owners ready for the next chapter
Whether that's retirement, reduced involvement, or staying on to grow with new resources — we support all transitions.
Don't see yourself here exactly? We're flexible. If you run a well-managed agency with happy clients and good people, we want to talk — even if you don't check every box. Some of the best partnerships start with agencies we didn't expect.
Personal lines agencies: While our primary focus is commercial, we're open to conversations with strong personal lines or mixed-book agencies in growing markets. Every agency has a story — we'd rather hear yours than filter you out with rigid criteria.
From First Call to Partnership
No surprises, no pressure. Our process is designed to be transparent, respectful of your time, and built around your comfort level at every stage.
Confidential Conversation
A private, no-obligation call with our acquisitions team. We'll learn about your agency, your goals, and what matters most to you. Everything is protected by mutual NDA from the very first interaction. No information is shared externally — ever.
Discovery & Valuation
We'll review your financials, book composition, retention data, carrier mix, and team structure. You'll receive a clear, written indication of value — not a vague range, but a real number based on a transparent methodology. No hidden adjustments later.
Letter of Intent
If we're aligned on value and vision, we'll present a formal LOI that spells out the deal structure — purchase price, payment terms, transition plan, and your role going forward. No vague earn-out language. No fine print that changes the economics later.
Due Diligence & Legal
A thorough but respectful review of your agency's operations, financials, contracts, and compliance. We'll work with your advisors — your attorney, your CPA — because your team should be at the table. We move efficiently, but never cut corners.
Close & Integration
Signing, funding, and a thoughtful transition plan tailored to your agency. Your clients are introduced to the Aiden platform at a pace that feels natural. Your team gets training and support, not disruption. You get liquidity, peace of mind, and a partner that delivers on what was promised.
What Agency Owners Say
Real conversations with real agency principals who chose Aiden.
We talked to three PE firms before Aiden. They all wanted to strip the agency to the studs. Aiden was the only one that asked about our people first, our clients second, and the financials third. That told me everything I needed to know.
I spent 28 years building this agency. The thought of handing it to a faceless corporation made me sick. Aiden let me keep my name on the door and gave my team tools I couldn't have afforded in a hundred years. Best decision I ever made.
The AI platform alone was worth the conversation. Our quoting time dropped by 70%. My producers are writing more business than ever. And I'm finally sleeping through the night because I know my clients are taken care of.
What Agency Owners Ask Us
Start a Confidential Conversation
No pressure, no obligation. Just an honest conversation about your agency, your goals, and whether Aiden is the right partner. Everything is protected by NDA.